Federal Reserve Bank of Minneapolis - The Affordably Housing Shortage: Considering the Problem, Causes and Solutions

Excerpt: "Widely available data indicate that those with low incomes allocate eight percent of their expenditures to utilities, twice the percentage of those with the highest incomes. Yet few have called on the government to build new generators to address excessive utility expenditures by the poor."

Federal Reserve Bank of New York - The Impact of Building Restrictions on Housing Affordability

Excerpt: "If housing does not cost appreciably more than new construction, then it is hard to understand why policies oriented toward housing supply would be the right response to this problem."

City Journal - How Charlotte is Revolutionizing Public Housing

Excerpt: "With little fanfare, Charlotte's public housing authority is providing a blueprint for transforming the nature of public housing or even, over the long term, phasing it out. The key to Charlotte's new approach is time limits. This simple idea promises to make public housing more like the new welfare system—short-term aid, provided on the assumption of the recipient's serious effort to improve her situation."